The insurance plan offered by the government provides you with minimal benefits like Doctor / Hospital visits, hospitalization including bills for beds, prescribed medicines and nursing services, the necessary test needed for diagnosis, hospital-based dental surgery, and for some age groups the insurance covers prescribed medicine and eye tests. However, there is a long waiting time before you get an appointment under OHIP. There are a few essential health and dental services that are expensive and are not covered under OHIP. For additional coverage, you can buy a private insurance plan from insurance brokers in Canada. There are different health and dental insurance plans available and provide different levels for medical and dental services.
The level of coverage offered under the insurance will depend on the premium you pay. If we go by statistics, 80% of Canadians are more likely of getting any type of chronic disease because of bad lifestyles choices. When it comes to getting regular treatment for any chronic disease requires a handsome amount. Especially, dental services are quite expensive and vary from one clinic to another. There are no set price standards. To save yourself from any unexpected financial burden it is wise to purchase suitable health and dental insurance that suits your requirement and budget.