There are three types of students in Canada and they are:
Canadian students studying in a different country
Canadian student studying in a different Canadian province
Foreigners coming to Canada for studying
There are different travel insurance available in Canada that can provide coverage to Canadian residents travelling abroad or to another Canadian province. Canada’s health insurance plans provided by the government vary from province to province. But there is no such option for international students. Foreign students who are planning to study in Canada should go through the provincial health insurance plans of their province.
Students have their own way of living and need insurance that fulfils their specific requirements with unique insurance terms and conditions. International Student Insurance is specially designed for foreign students considering their needs. International student insurance provides health-specific coverage to individuals coming from overseas for the purpose of studying. Coverage is for any type of disease, pre-existing illnesses or for any unexpected health emergencies.
The coverage given under the International student insurance plan is different for every Canadian province. International students studying in provinces like Ontario or Yukon have to purchase either private insurance or enrol under University Health Insurance Plan (UHIP).
While other Canadian provinces have their own insurance plans for foreign students. Before shifting to Canada it is important that you do proper research and choose an insurance plan as per provincial requirements.
Although having health insurance is a mandatory requirement to fulfil if you want to study in Canada
The facilities covered under the international student health insurance will depend upon the type of plan. It is possible that you have to pay a certain portion of medical bills as deductibles. Therefore, before choosing the right plan for you, you need to compare monthly premiums, covered facilities and deductibles. The premium of insurance will depend on your lifestyle, medical history and pre-existing illness.